﻿# 支付方式列表
商户完全自有支付收银台，包含支付方式的选择及支付要素的收集，仅通过PayerMax的 API 集成完成支付。此模式需要商户在网站或应用程序中收集付款人卡支付要素信息，因而商户需要具备PCI资质。

### 卡支付
|                 | 模式一                                                                                                                                                                              |                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                  | 模式二                                                                                      |
| --------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------- |
| 流程            | 商家在网站或APP上采集信用卡信息并上送给PayerMax                                                                                                                                     |                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                  | 商家在网站或APP上展示信用卡支付选项，无需收集支付要素信息，跳转外部完成卡号信息输入及支付。 |
| 支付方式        | CARD                                                                                                                                                                                |                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                  | CARD                                                                                        |
| 卡组织          |                                                                                                                                                                                     |                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                  | CARDPAY                                                                                     |
| 参数要求        | 国际卡（Visa/Mastercard）必填参数：              cardIdentifierNo              cardHolderFullName              cardExpirationYear              cardExpirationMonth              cvv | 土耳其（Troy）必填参数：              cardIdentifierNo              cardExpirationMonth              cardExpirationYear              cvv              cardHolderFullName              phoneNo              phoneNoRegion | 巴西（HIPERCAR/ELO）必填参数：              cardIdentifierNo              cardExpirationMonth              cardExpirationYear              cvv              cardHolderFullName              email              taxType              taxNo              firstName | 无                                                                                          |
| 是否需要PCI合规 | 是                                                                                                                                                                                  |                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                  | 否                                                                                          |
| 支持国家        | 参见[【收银台支付-支付方式列表】](https://docs.payermax.com/202606-version/receipt/cashier/payment-method/global.md)中CARD类支付且卡组织为/的所有国家                             |                                                                                                                                                                                                                          |                                                                                                                                                                                                                                                                  | 印度尼西亚，越南，韩国，科威特，中国台湾                                                    |

### 非卡支付
| 国家 | 支付方式类型     | 目标机构     | 支付要素                                                                                                         |
| ---- | ---------------- | ------------ | ---------------------------------------------------------------------------------------------------------------- |
| BR   | REALTIME_PAYMENT | PIX          | - firstName             - taxType             - taxNo             - email（非必填）                              |
| BR   | WALLET           | MERCADOPAGO  | 需采集巴西身份证号                                                                                               |
| ID   | WALLET           | DANA         |                                                                                                                  |
| ID   | WALLET           | OVO          | - accountNo              ● 08开头              ● 9-13位长度              - accountNoType              ● PHONE |
| ID   | WALLET           | LINKAJA      |                                                                                                                  |
| ID   | WALLET           | GOPAY        |                                                                                                                  |
| ID   | WALLET           | SHOPEEPAY    |                                                                                                                  |
| ID   | BANK_TRANSFER    | BCA          |                                                                                                                  |
| ID   | BANK_TRANSFER    | BRI          |                                                                                                                  |
| ID   | BANK_TRANSFER    | BTPN         |                                                                                                                  |
| ID   | BANK_TRANSFER    | BNI          |                                                                                                                  |
| ID   | BANK_TRANSFER    | CIMB         |                                                                                                                  |
| ID   | BANK_TRANSFER    | MANDIRI      |                                                                                                                  |
| ID   | BANK_TRANSFER    | PERMATA      |                                                                                                                  |
| ID   | OTC              | INDOMARET    |                                                                                                                  |
| DE   | PAY_LATER        | KLARNA       |                                                                                                                  |
| GB   | PAY_LATER        | KLARNA       |                                                                                                                  |
| AT   | PAY_LATER        | KLARNA       |                                                                                                                  |
| BE   | PAY_LATER        | KLARNA       |                                                                                                                  |
| FI   | PAY_LATER        | KLARNA       |                                                                                                                  |
| FR   | PAY_LATER        | KLARNA       |                                                                                                                  |
| GR   | PAY_LATER        | KLARNA       |                                                                                                                  |
| IE   | PAY_LATER        | KLARNA       |                                                                                                                  |
| IT   | PAY_LATER        | KLARNA       |                                                                                                                  |
| NL   | PAY_LATER        | KLARNA       |                                                                                                                  |
| PT   | PAY_LATER        | KLARNA       |                                                                                                                  |
| ES   | PAY_LATER        | KLARNA       |                                                                                                                  |
| CH   | PAY_LATER        | KLARNA       |                                                                                                                  |
| DK   | PAY_LATER        | KLARNA       |                                                                                                                  |
| NO   | PAY_LATER        | KLARNA       |                                                                                                                  |
| SE   | PAY_LATER        | KLARNA       |                                                                                                                  |
| CZ   | PAY_LATER        | KLARNA       |                                                                                                                  |
| PL   | PAY_LATER        | KLARNA       |                                                                                                                  |
| RO   | PAY_LATER        | KLARNA       |                                                                                                                  |
| CN   | WALLET           | ALIPAY       |                                                                                                                  |
| HK   | WALLET           | ALIPAYHK     |                                                                                                                  |
| KR   | BANK_TRANSFER    | BANKTRANSFER |                                                                                                                  |
| KR   | PRE_PAID         | EGGMONEY     |                                                                                                                  |
| KR   | PRE_PAID         | TMONEY       |                                                                                                                  |
| KR   | PRE_PAID         | CULTURELAND  |                                                                                                                  |
| KR   | NET_BANKING      | NETBANKING   |                                                                                                                  |
| KR   | WALLET           | KAKAOPAY     |                                                                                                                  |
| KR   | WALLET           | SAMSUNGPAY   |                                                                                                                  |
| KR   | WALLET           | NAVERPAY     |                                                                                                                  |
| KR   | WALLET           | PAYCO        |                                                                                                                  |
| KR   | WALLET           | SSGPAY       |                                                                                                                  |
| KR   | WALLET           | TOSS         |                                                                                                                  |
| MY   | WALLET           | GRABPAY      |                                                                                                                  |
| PH   | BANK_TRANSFER    | BANKTRANSFER |                                                                                                                  |
| PH   | NET_BANKING      | NETBANKING   |                                                                                                                  |
| PH   | WALLET           | DRAGONPAY    |                                                                                                                  |
| PH   | WALLET           | GRABPAY      |                                                                                                                  |
| PH   | WALLET           | PAYMAYA      |                                                                                                                  |
| PH   | REALTIME_PAYMENT | QRPH         |                                                                                                                  |
| SG   | NET_BANKING      | ENETS        |                                                                                                                  |
| SG   | WALLET           | GRABPAY      |                                                                                                                  |
| SG   | WALLET           | SHOPEEPAY    |                                                                                                                  |
| SG   | REALTIME_PAYMENT | PAYNOW       |                                                                                                                  |
| TH   | WALLET           | SHOPEEPAY    |                                                                                                                  |
| TR   | WALLET           | PAPARA       |                                                                                                                  |
| TW   | CARRIER_BILLING  | CHT          |                                                                                                                  |
| TW   | CARRIER_BILLING  | CHTADSL      |                                                                                                                  |
| TW   | CARRIER_BILLING  | CHTFIXLINE   |                                                                                                                  |
| TW   | CARRIER_BILLING  | FETNET       |                                                                                                                  |
| TW   | CARRIER_BILLING  | TAIWANMOBILE |                                                                                                                  |
| TW   | PRE_PAID         | GASH         |                                                                                                                  |
| TW   | WALLET           | GASH         |                                                                                                                  |
| TW   | OTC              | 7-ELEVEN     |                                                                                                                  |
| TW   | OTC              | HILIFE       |                                                                                                                  |
| TW   | OTC              | FAMILYMART   |                                                                                                                  |
