Access Token

• Endpoint: POST /v1.0/access-token/b2b
• Tags: Indonesia SNAP/Security

Description

The Disbursement and Collection APIs will be processed with a valid Access Token added to the API request header. The Access Token is generally valid for 60 minutes. Service Code=73

Parameters

Field	In	Type	Required	Constraints	Description
Content-Type	header	string	Yes		Media type of the resource, i.e. application/json.
X-CLIENT-KEY	header	string	Yes		Merchant AppId，The unique identifier assigned to the merchant app by PayerMax.
X-TIMESTAMP	header	string	Yes		Request time, compliant with rfc3339 specification, format: yyyy-MM-dd'T'HH:mm:ss.SSSXXX The time must be within two minutes of the current time.
X-SIGNATURE	header	string	Yes		Represents signature of a request.
sign	header	string	Yes		签名信息请参考技术文档

Parameter Examples

• Content-Type: ""
• X-CLIENT-KEY: ""
• X-TIMESTAMP: ""
• X-SIGNATURE: ""
• sign: "FPFVT3o227JrFRbqu19boZCpVVTF9KznxyRawUmxpfXilHV/0yK46haPhAjNu1hPUMy7Vw/ILXhfzffNm4Fj0apWknlTY9OJxnSoQxS9BTFtc61tn5yV1q69x/kkBl82/qwg+XTJ4fOzy7Mar3VaC1E2PlDA6RkkKBUyNE6RYgsdB+Su7an4+4HVTNAnoe74WyvBgxTLMNg28igBTdqxaO3w/UBY6ObVp7vkqkQGdL1Y+HgmMYaAVwrM3+ALWGId0sJ+YqTY4WJ+0xCRGhaSnybiIjZsQEYyID68WNUfuavDLDsEhaMm/HfQvf5p0R1Ltovp3wwJnEbQcjY458iX5A=="

Request Body

Required

Content-Type: application/json

Field	Type	Required	Constraints	Description	Enum
grantType	string	Yes		Fixed value, 'client_credentials'. The client can request an access token using only its client credentials.
additionalInfo	object	Yes
additionalInfo.merchantNo	string	No		The unique identifier generated when the merchant signs the contract with PayerMax. Account Inquiry, Disbursement Request, and Transaction Inquiry are merchant-level APIs and require the memberNo.
additionalInfo.memberId	string	No		The unique identifier generated when the merchant signs the contract with PayerMax. Balance Inquiry is a member-level API and requires the memberId

Example

"{\n  \"grantType\": \"client_credentials\",\n  \"additionalInfo\": {\n    \"merchantNo\": \"P01020128044609\"\n    \"memberId\": \"20250619P01B00000075000002\"\n  }\n}"

Responses

200

Field	Type	Required	Constraints	Description	Enum
responseCode	string	Yes		Response code, following the SNAP standard.
responseMessage	string	Yes		Response description, following the SNAP standard.
expiresIn	string	Yes		Session expiry in 60 min.
accessToken	string	Yes		A string representing an authorization issued to the client that used to access protected resources.
tokenType	string	Yes		Fixed value ‘Bearer’，includes the access token string in the request.

Response Example

{
  "expiresIn": "3600",
  "responseMessage": "Successful",
  "accessToken": "eyJidXMiOiIxIiwidmVyIjoidjIiLCJ0eXAiOiJKV1QiLCJhbGciOiJIUzI1NiJ9.eyJhcHBJZCI6IjZlNTU1MjgyMTZhZTRkNDlhYTRmN2ZkOTYyMTQ5MDY0IiwiZXhwIjoiMTc4NzY0NDQzNyIsIm1lcmNoYW50Tm8iOiJQMDEwMjAxMjgwNDQ2MDkifQ.x71VnIRzDAA7iAksryV2jSIdrxgyiXxLV1agkpsOkvs",
  "tokenType": "Bearer",
  "responseCode": "2007300"
}