Service Introduction

PayerMax Payment Service provides merchants with two forms of integration: integration of Android SDK Payment and integration of standard API Payment. Payment services support a variety of payment methods: E-Wallet, credit card, debit card, UPI, Net Banking and offline collection.

1.Operation Process

1.1 Customers select commodities from merchants, and confirm the order;

1.2 Merchants initiate payment requests to PayerMax through SDK or API, and obtain the PayerMax Cashier Desk which can be opened in their own application. It will be shown to customers;

1.3 Customers select payment methods to accomplish the payment according to the guide of the cashier desk page;

1.4 PayerMax notifies merchants based on actual payment results:

• Cashier desk page switches to the front desk callback address designated by merchant;
• When server is informed of the final payment state, it asynchronously pushes the payment result of the order to the callback URL designated by merchant;

1.5 Merchants can also call the order inquiry interface by themselves to inquire order details;

1.6 If merchants hope to initiate a refund on a successfully paid payment order, he or she can invoke the refund request interface to initiate the application; the result of the refund order can be known through the order inquiry interface or asynchronous result callback. (backend notification)

2.Product Types

To meet the needs of different merchants, PayerMax provides standard cashier and API-only product integration modes.

2.1 Standard Cashier (PayerMax Payment Hosted Page)

PayerMax Payment Hosted Page refers to the H5 payment page that PayerMax has built (Pre_build), and has been finely optimized on its conversion page. Merchants do not need to develop the cash register page is completely provided by PayerMax, which can adapt the page according to the device, which greatly simplifies merchant integration and supports merchants to go online quickly. Applicable scene:

• Applicable to APP or web merchants, or merchants with multiple devices
• A small amount of docking cost, the new payment method can be supported without or with minimal changes
• No PCI certification required

2.2 API only

Only API means that the merchant has its own payment cash register, including the selection and confirmation of the payment method, and the payment is only completed through the API integration of PayerMax. Applicable scene:

• Merchant page collects payment information of different payment methods
• The payment page is highly customizable
• Has PCI certification