Introduction
Tokenization payment refers to the process of replacing sensitive data with non-sensitive data. Merchants can replace the PAN (Primary Account Number) of the card with a unique digital string. Merchants directly use Token to initiate transactions in card payment transactions without touching sensitive information of users, which enhances transaction security.
1. Card Tokenization
Merchants can obtain Tokenization in the following scenarios:
1.1 Tokenization is returned when the user pays for the first time
Cashier Payment:
API Payment:
1.2 In subsequent payments, paymentTokenID is used instead of card information and other payment elements to initiate payment
Interface Name | Endpoint | Description |
place an order | /orderAndPay | First-time payment users need to enter complete card information; After the payment is successful, the paymentTokenID will be notified asynchronously, and it needs to be carried when paying again |
paymentTokenID inquiries | /inquirePaymentToken | Details of paymentTokenID |
paymentTokenID unbinding | /removePaymentToken | Unbind the paymentTokenID |
asynchronous notification | notification | Notify paymentTokenID after successful payment |
2. Non-card Tokenization
Interface Name | Endpoint | Description |
place an order | /orderAndPay | First-time payment users need to specify the payment method type: ONE_TOUCH and Target Organisation; After the authorization is successful, the paymentTokenID will be notified asynchronously, and it needs to be carried when paying again |
paymentTokenID inquiries | /inquirePaymentToken | Details of paymentTokenID |
paymentTokenID unbinding | /removePaymentToken | Unbind the paymentTokenID |
asynchronous notification | notification | Notify paymentTokenID after successful payment |
3. Non-card Tokenization Payment Method List
Payment Method Type | Target Organisation | Min. Amount | Max. Amount | Close Time Period | Refund Supported | Partial Refund Supported |
ONE_TOUCH | TRUEMONEY | THB 1 | THB 30000 | 30m | Y | N |
ONE_TOUCH | GCASH | PHP 1 | PHP 100000 | 30m | Y | Y |
ONE_TOUCH | TNG | MYR 1 | MYR 5000 | 30m | Y | Y |
ONE_TOUCH | DANA | IDR 200 | IDR 20000000 | 30m | Y | Y |